Companies
Peoples Credit Company, Inc.
Instant Loan Finance

Company Products
Automobile Financing
Title Loans
Personal Loans

While the nature of financing requires that we gather personal and financial information about you, we know that this information must be protected. The Peoples Credit Company, Inc. privacy notice applies to information gathered in connection with the products offered by the companies as described above.

Protection of Information:
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic and procedural safeguards to protect information. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work.

Our employees are trained and required to maintain our privacy policies and procedures. Employees who violate these policies and procedures are subject to disciplinary action. Affiliates to whom we disclose information are required to maintain adequate security standards for the protection of collected information.

Who is Covered by the Privacy Policy
We provide our Privacy Policy to customers when they open a new account and annually after that. If we change our privacy policies to permit us to share additional information we have about you, as described below, or to permit disclosures to additional types of parties, you will be notified in advanced.

Information We Collect and Why
Peoples Credit Co., Inc primary goal in collecting information is to provide all consumers with the best possible services. Your personal information allows us to provide services and features that most likely meet your needs, and to customize our service to make your experience smooth and efficient. Peoples Credit does not sell any of its customer database information.

We get most information directly from you, such as information provided to us on your application for financing. We also collect information about your transactions with us, such as payment and insurance information. We may obtain additional information from third parties. Third parties may include agents, employers, insurers, and consumer reporting agencies, and landlords. Information collected may relate to your finances, employment, avocations, or other personal characteristics, as well as publicly available information about you. We may ask you to provide information including your email address, name, address and phone number to register for certain services including online payment service.

Peoples Credit tracks the number of visits to each of our Web pages. The information we collect is used to improve the content of our Website and is not shared with other organizations or site visitors for commercial purposes or any other use. We may capture your IP address, browser type, and the pages on our site that you visit. This is a common practice on the web and is done to help improve your browsing experience.

Cookies:
The Online Payment Solution uses cookies. Cookies help Web sites to keep track of your preferences and to recognize return visitors. So, when you return to the Web site you've visited before, your browser gives this data back to the server. Contrary to reports about cookies and online privacy, cookies do not contain viruses and most cannot reveal any personally identifiable information about you unless you willingly provide it as a user on the site.

As a matter of security we do not embed your password or other personal information in our cookies. We recommend that you complete your online transactions and log off before surfing to other sites or turning off your PC.

Information We Share:
Peoples Credit Company, Inc. shares information it has about you, as described above, to give you superior customer service and provide convenient access to our services. We share this information in the following ways:

Sharing information for Legal and Routine Business Reasons and for Joint Marketing. We may disclose information we have about you as permitted by law. For example, we may share information with regulatory authorities and law enforcement officials, provide information to protect against fraud; report account activity to credit bureaus; share information with your consent.

Sharing Information among the Peoples Credit Company, Inc. Family of Companies. Peoples Credit Company, Inc. family of companies offers a wide array of financial products and services. Affiliated companies are under common control with Peoples Credit Company, Inc. and may include automobile dealers and repair shops. We may share information we have about you, as described above, such as identification, application and credit bureau information. Some of the benefits to you of this sharing may include account upgrades based on our more complete knowledge \ of your total Peoples Credit Company, Inc. relationship, improved customer service, and unusual behavior to help prevent unauthorized transactions or fraud. You may, however instruct us not to share some of this information among the Peoples Credit Company, Inc. family of companies for purposes described in choice #1 on the Opt Out Form. If you opt out, we may continue to share other information, including identification information and information regarding your transactions or experiences with us (such as account balance and payment history).

Our postal address is
4950 NE 148th Ave. Portland, Or. 97230

We can be reached via telephone at 503-254-7005 ex 202 or Toll Free: 1-800-531-4420 ex 202